THIS INFORMAL OPINION IS, AS USUAL, LARGELY BASED ON FACTS AND COND...

3. This informal opinion is, as usual, largely based on facts and conditions provided by the applicant, the

Association. ACM assumes that this information is correct. In addition to the information of the Association ACM

– and to a lesser extent - various market and stakeholder consultation. This is to gather information about this

insurance structure and the context in which this knowledge was realized.