AN INFORMAL OPINION IS A PRELIMINARY ASSESSMENT OF WHETHER THE PROP...

2. An informal opinion is a preliminary assessment of whether the proposed plan of ACM companies / associations

may or may not be in breach of the Competition Act (Hereinafter: Act). ACM has decided to grant the request of

the Association to an informal opinion. The ACM will assess whether the insurance construction that Association

stands for will cause a restriction on competition, and if so, whether this competition restriction is justified.