FURTHERMORE, IT SHOULD BE NOTED THAT IT IS NOT INCONCEIVABLE THAT...

40. Furthermore, it should be noted that it is not inconceivable that the fact there are only limited insurance-options

from individual insurers, is caused by the fact that flood was excluded from the Association coverage until late 90s,

and the fact that the Association since then has been working for several years with initiatives for (collective)

insurance possibilities.