6.1 Introduction
Based on a comparative analysis of operating flood insurance systems in the UK, France and Belgium
the previous chapter revealed each depends on many country specific components and attributes. All
systems have relative strengths and weaknesses in delivering effective flood insurance. It is possible to
use this data to understand what practice based conditions contribute to the effectiveness of private
insurance in each system and therefore to identify the conditions for the introduction of effective private
insurance system in the Netherland. This is a highly complex task in which there are many factors at
play. To attempt to navigate through this complexity, the framework of flood insurance system
components and the understanding of what it is to be effective from the first research step will again be
used to make comparisons across systems. The following research sub-question will be answered in the
next chapter:
SQ3: What conditions contribute to effectiveness of national flood insurance systems in
practice?
This research step provides an understanding of the differences and similarities between the three
cases and knowledge of how each system of flood insurance operates. The objective of the chapter is
an assimilation of the underlying conditions that contribute to the effectiveness of private insurance
across all three cases. The output will be structured using the analytical framework from the first
research step. The information collected and the results of this section were verified through the in-
depth questions used during the expert interviews.
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