2 X 12/13 + 3 X 12/13 + 4 X 12/13 ( 1- 2 ) X ( 1- 3 ) X ( 1- 4 ) X ( 1 - 5 )

1/2 x 12/13 + 1/3 x 12/13 + 1/4 x 12/13 ( 1- 1/2 ) x ( 1- 1/3 ) x ( 1- 1/4 ) x ( 1 - 1/5 )