7.2.2 Public Private Balance
Currently the system of flood compensation can be characterised as public. It is not an insurance based
system with one exception. In 2012, a private insurance company, Neerlandse, began selling a form of
flood insurance to the Dutch public. No members of the Dutch Association of Insurers sell mainstream
flood insurance services. The Dutch government has periodically looked towards the possibility of
introducing private flood insurance to run alongside or to replace the WTS . Although this is not the
current government priority (EP, 2013), it this possibility that inspired this thesis.
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