56. The Block Exemption Regulation for the insurance shows that the insurers under certain conditions are allowed
to work in the field of gathering together data for the calculation of the average cost of covering a specific risk (risk
model). This makes it possible to improve the knowledge of risks and facilitates the rating of risks for individual
companies, which facilitate market access and can be beneficial for consumers. This benefits also the joint
development of a risk model for flood. This exemption would create a joint risk model the flood detention, but is in
no way a justification for the proposed by the Association construction insurance where the risk component model
of it. ACM also refers to marginal 60 and also of this, which insurance structure is assessed under Article 6,
paragraph, Mos.
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