42. ACM notes that the Association has not substantiated that in the Netherlands there is a political moral hazard,
such as the Federation argues. After all, the Association itself states that in the Netherlands, prevention measures
are laid down in the Deltalaw and that there are also international agreements on the management of flood risks.
If there is a question of whether or not fear of a political moral hazard is justified, then other solutions are thinkable.
In this context, the ACM points to the possibility to link insurance premium to the condition of the dikes, which
makes overdue maintenance visible and the moral hazard limited.
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