THE ASSOCIATION REPRESENTS THE INTERESTS OF PRIVATE INSURERS AND I...

49. The Association represents the interests of private insurers and is therefore an entrepreneur organisation in the

sense of Article 6, paragraph 1 Mw. The members of the Association, private insurers, are undertakings within the

meaning of the Competition Act. They do political activities. The advocacy by the Federation to make flood

coverage a mandatory part of the fire insurance, can be seen as an expression of the will to coordinate the

behaviour of its members and therefore as a decision of an association of undertakings within the meaning of the

competition law. On the market for fire insurances, the members of the Association competitors. Surveyed

members in favour of a voluntary insurance were 20% for compulsory insurance, 9% had no opinion.