QUESTIONS 147-149 REFER TO THE FOLLOWING ANNOUNCEMENTDIRECT DEPOSITINV...

148. (A) idea

(B) feature

(C) group

(D) building

print out, fill in, and mail to us a copy of the direct deposit application form posted

on our web site. You may --- call Client Services at 1-800-3256 to request

application forms.

149. (A) also

(B) often

(C) ever

(C) before