THE BASIC COVERAGE UNDER THIS INSURANCE STRUCTURE IS AS FOLLOWS

8. The basic coverage under this insurance structure is as follows:

• Coverage for private insurance: Tenancy to EUR 250,000, EUR 25,000 to contents, with an excess of EUR 500;

• Coverage for business insurance: Tenancy to EUR 500,000 to EUR 250,000 and inventory, with an excess of

EUR 5,000;

• The total coverage is capped at EUR 5 billion per year. If the total damage in any year in the Netherlands exceeds

EUR 5 billion, money will be distributed proportionally to victims;

• Not covered are: risks in river floodplains, non-material damage (loss), costs for evacuation, costs of remediation,

impact by breaching of dikes.