AS PER THE DIRECTIVES ISSUED BY RBI, A CASH CREDIT OR OV...
18.
As per the directives issued by RBI, a cash credit or overdraft account will be treated as
Nonperforming Asset if:
(a) the account remains ‘out of order’
(b) there are no credits in the account in the month in which interest is applied
(c) the debit balance in the account has exceeded the sanctioned limit during the reporting
month
(d) all of the above
(e) none of the above