67. Based on the facts and circumstances presented by the Association, and (limited) study of ACM to the context
of this case, ACM comes to the conclusion that compulsory insurance structure that the Federation stands for, is
not in line with the Competition Rules. Introduction of this insurance structure provides an appreciable restriction
of competition.
94
Appendix 2 Expert Interview Questions
The below questions were emailed to members of the expert panel in advance of interview. It was also
used to steer the discussion in a semi-structured interview format. The format of the email was as
follows:
Background
My thesis research framework is based on an evaluation of the strengths and weaknesses of public and
private flood compensation schemes to determine
under which conditions might private flood insurance be incorporated in a redesigned Dutch flood risk compensation system or policy?At present in the Netherlands a government backed flood compensation system is in operation and
limited private flood risk insurance is available. As severe weather events become ever more frequent
compensation payments may put government under increasing financial strain. Some consider this
system to be inefficient and no longer appropriate. In light of this, European flood risk governance is
currently being reassessed. The EU Floods Directive (2007/60/EC) and the UNIDSR Hyogo framework
both call for a diversification of flood risk strategies across Europe to strengthen and harmonise flood
risk governance. It is therefore timely to examine whether the Dutch collective and public approach to
flood compensation is still central to maintaining flood resilience in light of increased flood risk currently
experienced globally."
A summary of the research framework in included as an annex to this survey.
The Survey
Find below questions pertaining to the design and functioning of national flood insurance systems.
Questions can be answered either in general or related to a specific country’s system of flood
compensation. Specifically the countries included in this research as case studies are the US, the UK,
Belgium and the Netherlands. The role the European Union is however a key dimension with regard to
the future of flood compensation in the Netherlands.
Responses can be provided in person through a face-to-face interview either by Skype or in person.
Written responses and other supporting data are also more than welcome. My email address is
[email protected]. My mobile number is +31619907801
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