BASED ON THE FACTS AND CIRCUMSTANCES PRESENTED BY THE ASSOCIATION,...

67. Based on the facts and circumstances presented by the Association, and (limited) study of ACM to the context

of this case, ACM comes to the conclusion that compulsory insurance structure that the Federation stands for, is

not in line with the Competition Rules. Introduction of this insurance structure provides an appreciable restriction

of competition.

94  

Appendix  2  Expert  Interview  Questions  

The below questions were emailed to members of the expert panel in advance of interview. It was also

used to steer the discussion in a semi-structured interview format. The format of the email was as

follows:

Background

My thesis research framework is based on an evaluation of the strengths and weaknesses of public and

private flood compensation schemes to determine

under which conditions might private flood insurance be incorporated in a redesigned Dutch flood risk compensation system or policy?

At present in the Netherlands a government backed flood compensation system is in operation and

limited private flood risk insurance is available. As severe weather events become ever more frequent

compensation payments may put government under increasing financial strain. Some consider this

system to be inefficient and no longer appropriate. In light of this, European flood risk governance is

currently being reassessed. The EU Floods Directive (2007/60/EC) and the UNIDSR Hyogo framework

both call for a diversification of flood risk strategies across Europe to strengthen and harmonise flood

risk governance. It is therefore timely to examine whether the Dutch collective and public approach to

flood compensation is still central to maintaining flood resilience in light of increased flood risk currently

experienced globally."

A summary of the research framework in included as an annex to this survey.

The Survey

Find below questions pertaining to the design and functioning of national flood insurance systems.

Questions can be answered either in general or related to a specific country’s system of flood

compensation. Specifically the countries included in this research as case studies are the US, the UK,

Belgium and the Netherlands. The role the European Union is however a key dimension with regard to

the future of flood compensation in the Netherlands.

Responses can be provided in person through a face-to-face interview either by Skype or in person.

Written responses and other supporting data are also more than welcome. My email address is

[email protected]. My mobile number is +31619907801