66. On the basis of the known information now at ACM, we find that the structure the Association stands brings
about an appreciable restriction of competition within the meaning of Article 6, paragraph of the Competition Act.
ACM believes that they have not fulfilled the conditions of the Block Exemption \ Regulation for the insurance and
has not met the four cumulative conditions of Article 6, paragraph Mw suggests for the non-applying of the cartel
prohibition.
Conclusion
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