UNDER THE MEDICARE INSURANCE POLICY, PEOPLE APPROACHING 65...

EXERCISE 8

Under the Medicare insurance policy, people approaching 65 may enroll during the seven-

month period that includes three months before the sixty-fifth birthday, the month in which the

birthday falls, and three months after the birthday. However, if they wish the insurance coverage

to begin when they reach 65, they must enroll three month s before their birthday. People who

do not enroll within their first enrollment period may enroll later, during the first three months

of each year. Those people, however, must pay 10% additional for each twelve-month

period that elapsed since they first could have enrolled. The monthly premium

is deducted from social security payments, railroad retirement or civil service retirement

benefits.

Questions

Question 1: The author’s purpose is to .

A. describe the benefits of Medicare

B. stimulate enrollment in Medicare

C. advertise Medicare

D. tell people when they may enroll in Medicare

Question 2: People would pay 10% more for their insurance if they .

A. were under 65

B. applied seven months before their sixty-fifth birthday

C. enrolled after their sixty-fifth birthday

D. enrolled in a private plan

Question 3: To start coverage by Medicare on their sixty-fifth birthday, people must

apply .

A. seven months before their birthday

B. four months before their birthday

C. three months before their birthday

D. the month in which their birthday occurs

Question 4: The word “deducted” in the passage can be replaced by .

A. taken away B. protected C. subtracted D. escaped

Question 5: The seven-month period described in this passage includes .

A. seven months before the subscriber’s birthday

B. seven months after the subscriber’s birthday

C. seven months since the subscriber’s birthday

D. three months before, three months after, and the month during which the subscriber’s

birthday occurs

Question 6: The word “elapsed” in the passage most closely means ...

A. passed B. finished C. ended D. expired

Question 7: The period after the sixty-fifth birthday during which people may apply for Medicare

is ...

A. a quarter of a year B. seven months

C. one month D. January 1 to March 31 yearly

Question 8: Medicare subscriber’s premiums ...

A. are due the first of every month B. are taken out of their salaries

C. are subtracted from their pension D. come from the government

Question 9: The word “civil service” in this passage is relating to ...

A. the government workers B. the citizens of a country

C. the office workers D. the factory workers

Question 10: You can infer that people over 65 who enroll two years after they could have

enrolled pay 10% more for two years and then could .

A. continue to pay more than people who enrolled before they were 65

B. pay less than people who enrolled before 65

C. pay the same as people who enrolled before 65

D. be excluded from the Medicare plan completely